I find saving really hard. REALLY hard. I always seem to find something urgent that needs paying for, whether its a school trip, holey shoe, gym competition that I haven’t budgeted for and so of course the savings get raided.
Last year I decided to try something that I remember my mum doing years ago. I signed up to Park Christmas Savings and ordered £100 of Love2Shop vouchers. This was going to cost be £2.22 a week for 45 weeks. And they would be delivered before Christmas. What sold it to me was even if I didn’t pay the full £100 I would still get back the equivalent to the nearest £10 in vouchers that I have paid in.
I made sure I paid every month – on pay day – so that I didn’t forget. You can set up a Direct Debit but I preferred to be able to change the payment if I needed too. I actually paid more that necessary each month so that the full £100 was in 35 weeks. Then less that a month later, the vouchers were on my doorstep.
They proved invaluable last year, I just wish I had more.
Which is what I have done this year. I have ordered £150 worth of Love2Shop vouchers and I have already paid £65 towards them so as long as I carry on this way, I may amend my order to £200.
Park Christmas Savings don’t only do Love2Shop vouchers – I just have these as they are accepted in so many places that I shop (full list is here). They also do various supermarket vouchers, Amazon, Argos, Debenhams, Thomas Cook as well as Christmas gifts and hampers.
- Easy to set up
- Regular weekly/monthly payments
- You don’t lose any money if you stop paying in
- Lots of choice
- You don’t earn any interest like you would if you put the money into a savings account
- The hampers are quite expensive – shopping around for the same products would be cheaper
You could even become a Park agent and earn commission on orders from friends and family.
Give it a go. You can order anything from £10 upwards in vouchers and they make great emergency gifts too!
Do you have any experiences of Park Christmas Savings? Or do you use another company? I would love to hear your views.
**This is not a sponsored post, all views are my own